Kathleen Garvin, The Penny Hoarder
But with that said, Walmart still offers some great everyday low prices!
So to help you stretch your budget, we found four ways for you to save even more money on your next trip. And the good news is they’re pretty low-effort — and completely free — so check them out!
4 ways to save more on your next trip to Walmart
1. Use coupons
OK – “use coupons” isn’t revolutionary advice for saving money. But if you have a coupon that’s worth more than the price of an item, did you know Walmart will actually give you the difference?
Walmart’s policy states: “if a coupon value exceeds the price of the item, the excess may be given to the customer as cash or applied toward the basket purchase.”
While the giant retailer doesn’t double coupons or allow coupon stacking, this is a pretty nice perk. So keep your eyes peeled for the right deal and the right coupon at the right time!
To find deals, check your local newspaper and the Walmart app (more on that later), and use coupon and daily deal websites!
2. Download cash-back apps
Using these apps regularly is a great way to save money. Typically, you buy an eligible item at full price, then receive some money back after making the purchase and completing a couple of tasks. Ibotta and Checkout 51 are two of my favorites.
Here’s how it works: Say, for example, a name-brand loaf of bread has a rebate for 50 cents on Ibotta. I’d pay full price upfront, scan the bar code on the bag, complete a quick task (such as view a recipe, or answer a yes or no question), and then wait a couple of days for the rebate to be added to my account.
For regular trips like grocery shopping, using these apps is a great way to put a little cash back in your pocket.
Here’s a quick breakdown of Ibotta and Checkout 51:
- Ibotta: Download the app and sign up for a free account. After buying your items, scan each item’s bar code. For most items, you’ll have to watch a quick video or answer a short quiz to add the rebate to your account. Afterward, scan the bar code or QR code at the bottom of your receipt to add them to your account. Once you meet the payment thresholds, you can redeem money for gift cards or transfer it to your PayPal account. (You can do the latter once your account hits $20.)
- Checkout 51: Download the app and sign up for a free account. After buying your items, take a clear picture of the receipt with your smartphone. You’ll have to check off the items and quantities you bought in the app. Once approved, the rebates will be credited to your account. After your account balance reaches $20, you can cash out; Checkout 51 will mail you a check.
Pro tip: Make your shopping list ahead of opening up the apps and looking at that week’s deals. This helps curb overspending (because you don’t want to buy that fancy green juice you’ll never drink just because it has a rebate for 25 cents).
Bonus: Ibotta and Checkout 51 sometimes offer the same discounts, which means you can save on one item through both apps!
3. Get the Walmart app
Of course America’s largest retailer has its own app! You can use it to view the weekly ad, link your payment method to Walmart Pay — which allows you to pay with the app in lieu of cash or cards at the register — and more.
Important tip: Connecting a credit card to the Walmart Pay feature is a much safer option than using a debit card,because if something goes wrong or there are errors, a credit card provides you much better protections when it comes to getting your money back.
Find a lower price? Get some money back!
My favorite part of the app is Savings Catcher. If a Walmart competitor advertises a lower price, you get the difference!
Here’s how it works: Download the Walmart app and sign up for a free account. Next, complete your shopping trip and upload the receipt. From there, the app will do the work for you — it will search for currently advertised deals, and then credit you the difference if a competitor is offering a lower price on an item you just bought.
After a couple days, you’ll be notified if your account was credited any money, which you can redeem via a Walmart e-gift card. After less than two years of weekly Walmart trips and using the app, I’ve earned over $86!
4. Sign up for Paribus
Shop online at Walmart.com? Then you need to sign up for this next tool.
Paribus is a free service that scans your inbox for order confirmations. (You can read Paribus’ security overview here.) Its algorithms monitor and compare price changes in real time. If Paribus detects a change within a certain time frame, it will reach out on your behalf and request a price adjustment.
Per Walmart’s policy, the store will “price adjust an item for up to seven days after the order date” and if it’s “within its eligible return window.” Paribus also reaches out if items with paid shipping arrive later than guaranteed.
Another plus: As of September 2017, Paribus no longer takes a portion of your refund, which means you get to keep the entire amount!
READ MORE: Check out “A Month-by-Month Guide to Saving $1,000 and Ending the Paycheck to Paycheck Lifestyle” for more ways to pad your bank account.