By Mike Timmermann, clarkhoward.com
A 19-year-old has come up with a hilarious method to stop himself from overspending – and it’s going viral.
According to BuzzFeed, a community college student from Los Angeles named Daniel recently lost his job and needed some motivation to control his spending.
Teen’s clever trick to avoid overspending goes viral
He turned to Terry Crews, the actor who played a character based on Chris Rock’s father, Julius, in the show “Everybody Hates Chris.”
If you’re not familiar with the sitcom, Julius, a hardworking father, was extremely frugal. In this video uploaded to YouTube, notice how Julius knew the price of just about anything!
Based on what you’ve just seen, it probably makes more sense why Daniel decided to put a picture of Crews in his wallet.
And when Daniel shared his money-saving tip with the world on Twitter, it got more than 200,000 retweets! Not bad for someone with only about 2,500 followers.
While many people just got a laugh out of the tweet, others thought it was such a great idea that they immediately tried it themselves.
It has been described as “genius,” “extremely useful,” and “brilliant.”
You have to give this young man some credit. It’s not a bad idea!
So when Daniel opens his wallet and sees Crews’ face, someone he associates with extreme frugality, he may be more likely to ask himself — “Do I really need this?” — before swiping his credit card.
We may be biased, but we think this picture could catch on as well!
Of course, the number one way to stop living paycheck to paycheck is to track your expenses. Create a budget by using our step-by-step guide to know where your money is going and give every dollar a purpose.